In these Terms and Conditions, Global Equity Organization is referred to as “GEO”, "We", "Our" or "Us" and We operate this web site ("Web Site"). Visitors to and registered users of this Web Site are referred to as "You," "Yourself" and "Your."

We aim to provide You, through this Web Site, with, amongst other things, service information and rate information. By using this Web Site You will be bound by these terms of use ("Terms and Conditions") and Our privacy policy ("Privacy Policy").

You must read and understand these Terms and Conditions and the Privacy Policy before using this Web Site.

If You do not agree to these Terms and Conditions and/or the Privacy Policy You must not use this Web Site or any service provided via it.


You must not use this Web Site for anything that is unlawful or is prohibited by these Terms and Conditions and/or any notices elsewhere on this Web Site.

We will try to ensure that the information We provide on this Web Site is true, accurate and complete. However, We are not in any way responsible if it is not. To the extent permitted by applicable law, we disclaim all warranties and representations (whether express or implied) as to the accuracy of any information contained on the Web Site. We do not guarantee that the Web Site will be fault free and do not accept liability for any errors or omissions.

You should exercise no lesser degree of caution in appraising what You see on this Web Site than You should do offline.

Due to the nature of electronic transmission of data over the internet any liability We may have for any losses or claims arising from an inability to access the Web Site, or from any use of the Web Site or reliance on the data transmitted using the Web Site, is excluded to the fullest extent permissible by law. In no event shall We be liable for any indirect loss, consequential loss, loss of profit, data, revenue, business opportunity, anticipated savings, goodwill or reputation whether in contract, tort or otherwise arising out of or in connection with this agreement or use of the Web Site save where such liability cannot be excluded by law.

We do not give any warranty that the Web Site is free from viruses or anything else which may have a harmful effect on any technology.

When using this Web Site, You must not do any of the following:

  • delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded;
  • falsify the origin or source of software or other material contained in a file that is uploaded.


You acknowledge and agree that all content and information, including but not limited to text, software, music, sound, photographs, graphics, video or other material contained in sponsor advertisements or information presented to You by Us, Our partners or advertisers, is protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws which We or Our licensors own.

You acknowledge and agree that You are permitted to use this material and information solely to enable You to use this Web Site for Your personal use or as otherwise expressly authorised in writing by Us, Our partners or advertisers. You agree that You may not modify, rent, lease, duplicate, copy, reproduce, transmit, sell, distribute, or create derivative works of such content or information without Our express prior written authorisation.


All user-contributed content is the sole responsibility of the user who contributed such content, whether such user contributed the content directly or through a third-party website. Users are solely responsible for their user-contributed content and we specifically disclaim all liability for user-contributed content. 

The user represents and warrants that the user owns or otherwise controls and has all necessary legal rights to the user's submission and the name or other identifier used in connection with such submission including, but not limited to, all the rights necessary to provide, post, upload, input or submit the user-contributed content. We reserve the right to request proof of ownership or permission, and to refuse to post user generated content without such proof or if such proof is, in our sole discretion, insufficient. 

We reserve the right to decline to permit the posting on the Web Site of or to remove from the Web Site any user-contributed content and we may also remove user-contributed content if it is brought to our attention, such as by notice given to us by a user or any third party that that content created, displayed or published by us is libelous, infringing, or in violation of a third party's privacy. 

We have no duty to pre-screen content posted on the Web Site by members, or other users, whether directly contributed by the user or contributed by us or a third party on behalf of the user or any other content provided by a user to the Site), (collectively, "user-contributed content"). We are not responsible for user-contributed content. "User-contributed content" also includes information that a user or any other person provided to a third-party website or mobile application that is then provided to our Site by a tool we offer or any other exchange of user-contributed content we have authorized. 

All inquiries or claims related to Site content, including user-contributed content, will be addressed by the Senior Director, Thought Leadership and Digital Content Strategy and/or by the Executive Committee of the Board of Directors.


By virtue of submitting content, the author agrees to transfer to GEO full ownership of all rights, titles, and interests, including the copyright in and to the work submitted.  Acceptance of this agreement further signifies the author represents and warrants that he/she is the sole author and sole proprietor of all rights in and to any portion of the work; that the work is original and not in the public domain; that it has not been previously published; that it does not violate or infringe on any personal or property rights of others; that it contains nothing libelous or contrary to law; and that he/she has full power to enter into this agreement.


GEO runs advertisements and promotions on the Web Site. The manner, mode and extent of advertising by Us on the Web Site is subject to change. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the web site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that We shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Web Site.


We will not knowingly collect personal data from children without insisting that they seek prior parental consent if required by applicable law. We will only use or disclose personal data about a child to the extent permitted by law, to seek parental consent pursuant to local law and regulations or to protect a child. The definition of "child" or "children" takes into account applicable laws as well as national and regional cultural customs.


To protect your personal data against accidental or unlawful destruction, loss or alteration and against unauthorized disclosure or access, We use technical and organizational security measures.


Without prejudice to any remedy that We may have against You, We may terminate or suspend with immediate effect and without notice Your access to and use of this Web Site, or Your account if We:

  • reasonably believe that You have breached any of these Terms and Conditions.
  • are unable to verify the accuracy or validity of any information provided by You; or
  • suspect fraudulent, abusive or illegal activity by You.

Should You object to any of these Terms and Conditions, or any subsequent changes to them, or become dissatisfied with this Web Site in any way, Your only recourse is to immediately discontinue to access or use this Web Site.


We reserve the right to amend and alter these Terms and Conditions at any time. In the event these Terms and Conditions are altered We will post the amended Terms and Conditions on this Web Site. Changes will apply from the date of posting.

You may not alter these Terms and Conditions or the Privacy Policy without Our express written agreement.

If after the Terms and Conditions and/or the Privacy Policy have been amended or altered You do not agree to their terms, You must stop using this Web Site.


You may have accessed this Web Site through another web site. We are not responsible for the content of any other web site or the way in which information obtained via any other web site is used.

Other websites are permitted to provide links to this Web Site but only where it is made clear that this is a separate site.

Links to third party websites on the Web Site are provided solely for Your convenience. If You use these links, You leave the Website. We have not reviewed all of these third-party websites and do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If You decide to access any of the third-party websites linked to the Web Site, You do so entirely at Your own risk. We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any third-party site or resource.


Whilst We will try to provide You with uninterrupted access to this Web Site and its services, We may need to withdraw, modify, discontinue or temporarily or permanently suspend one or more aspects of this Web Site where We have a legal, technical or other good reason to do so (including technical difficulties experienced by Us or on the Internet).

If We fail to exercise or enforce a right under the Terms and Conditions that failure shall not constitute a waiver of such right or provision.

If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, that provision shall be deemed severed and the validity and enforceability of the remaining provisions shall not be affected. The parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision.

These Terms and Conditions, and any non-contractual rights and obligations arising in connection with them, shall be governed by and construed in accordance with the laws of the State of California without regard to its conflict of law provisions. You and Us agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Santa Clara, California.

Neither party shall be liable for any breach of these Terms and Conditions due to any cause beyond its reasonable control.

These Terms and Conditions set out Our entire agreement and understanding with respect to the subject matter of these Terms and Conditions and supersedes all representations, communications and prior agreements (written or oral). Each party acknowledges that:

  • upon entering into these Terms and Conditions, it does not rely, and has not relied, upon any representation (whether negligent or innocent), statement or warranty made or agreed to by any person (whether a party to these Terms and Conditions or not) except those expressly set out in these Terms and Conditions.
  • the only remedy available in respect of any misrepresentation or untrue statement made to it shall be a claim for damages for breach of contract under these Terms and Conditions; and
  • this clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms and Conditions which was induced by fraud, for which the remedies available shall be those available under the laws of the State of California.

7.7 Unless expressly provided in the Agreements no term of them is enforceable pursuant to the Contracts (Rights of Third Parties) Act 1999 by any person who is not a party to it.


You expressly understand and agree that We shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if We have been advised of the possibility of such damages), resulting from:

  • the use or the inability to use the Web Site;
  • the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the Web Site;
  • unauthorized access to or alteration of your transmissions or data;
  • statements or conduct of any third party on the Web Site; or
  • any other matter relating to the Web Site.